CUBI

Customers Bancorp reported record Q3 2026 deposits ($22.6B, +11% YoY) and loans, driven by AI-powered loan processing that reduced cycle times by 95% and team recruiting that expanded noninterest-bearing deposits to $7.2B. The bank is expanding net interest margins through higher-yielding new loan originations (6.83% vs. 6.33% overall yield), positioning itself for continued growth in 2027 without costly acquisitions.

Customers Bancorp (CUBI) reported Q3 2026 earnings of $2.27 per share, beating consensus estimates of $2.15 and representing a 5.58% earnings surprise. Revenue of $239.44 million also exceeded expectations.

However, the stock has underperformed the S&P 500 year-to-date, gaining 4.4% versus the market's 13.3%. The company received a Zacks Rank #3 (Hold) rating with mixed estimate revisions, suggesting near-term performance in line with the market.

Customers Bancorp reported Q3 2026 revenue of $239.44 million, up 3.2% year-over-year, beating consensus estimates by 1.29%. EPS of $2.27 exceeded expectations of $2.15 by 5.58%.

Key metrics showed strong performance including an efficiency ratio of 47.2% (better than 49% estimate) and net interest income of $208.08 million (above $203.94 million estimate). The stock holds a Zacks Rank #3 (Hold) rating.

Customers Bancorp is expected to report Q3 earnings of $2.15 per share, down 2.3% year-over-year, with revenues forecast at $236.4 million, up 1.9%. Key metrics show deteriorating efficiency ratio (49.0% vs 45.4%) and net interest margin (3.2% vs 3.5%), while non-performing assets are expected to rise to $85.66 million from $61.06 million. The stock has a Zacks Rank #3 (Hold) rating.