DAVE

Dave Inc. is expected to report Q3 2026 earnings on November 4, with Wall Street anticipating year-over-year earnings growth of 5% to $4.45 per share and revenue growth of 26.8% to $191.15 million. The company has a positive Earnings ESP of +5.99% combined with a Zacks Rank #2 (Buy), suggesting a likely earnings beat. Dave Inc. has beaten consensus EPS estimates in all four of the last quarters.

Wall Street analysts have set a mean price target of $441.27 for Dave Inc. (DAVE), suggesting 36.6% upside potential from its current price of $323.01. The stock has a Zacks Rank #2 (Buy) rating, supported by positive earnings estimate revisions. However, the article cautions that price targets can be misleading and should not be the sole basis for investment decisions, as analysts often set overly optimistic targets due to business incentives.

Dave Inc. (DAVE) has a strong track record of beating earnings estimates with an average surprise of 19.46% over the past two quarters. The company currently has a positive Earnings ESP of +0.82% combined with a Zacks Rank #3 (Hold), suggesting another potential earnings beat is likely in its next quarterly report.

Dave Inc. is projected to report Q3 2026 revenues of $191.15 million (up 26.76% YoY) and EPS of $4.45 (up 4.95% YoY) on November 4. Growth is expected from higher member activity, ExtraCash originations, and improved monetization.

However, increased marketing and AI spending may limit operating leverage. The company's quantitative model does not predict an earnings beat despite a Zacks Rank #2 rating.

Ingram Micro reported Q3 2026 earnings of $0.91 per share, beating consensus estimates of $0.78 and surpassing revenue expectations with $15.22 billion. The company has outperformed the market by 33.1% year-to-date and received a Zacks Rank #2 (Buy) rating based on favorable estimate revisions. Dave Inc. is expected to report results on November 4 with anticipated earnings of $4.45 per share.

Cricut (CRCT) is set to report Q3'26 results on Nov. 3 with revenues expected to rise 1.9% year-over-year to $173.71 million, driven by AI-powered tools and premium subscriptions. However, earnings are projected to plunge 70% year-over-year to 3 cents per share due to competitive pressures, pricing challenges, and cautious consumer spending. The stock has risen 30.5% over the past three months.

Aptiv is expected to report Q3 2026 earnings on Nov. 3 with a projected 38.7% year-over-year earnings decline to $1.33 per share and 39.3% revenue decline to $3.16 billion, primarily due to the Versigent spin-off. While new ADAS wins and tech partnerships with NVIDIA and Kyndryl provide some support, higher commodity costs, delayed vehicle launches, and slower production ramps are pressuring profitability. The company has an Earnings ESP of +2.23% and Zacks Rank #4 (Sell), suggesting limited likelihood of an earnings beat.

Zacks compares two fintech companies with different strategies: Nu Holdings leverages 139M customers and global expansion across Brazil, Mexico, and Colombia, while Dave focuses on short-term liquidity solutions for U.S. consumers. Despite Nu's larger scale and lower valuation (11.36x forward P/E vs. Dave's 14.70x), Dave shows stronger recent momentum with 16.7% six-month gains and improving profitability. Zacks rates Dave as a Buy (Rank #2) for its focused growth strategy and efficient customer acquisition, while rating Nu as Hold (Rank #3), suggesting Dave offers a more compelling near-term investment opportunity.