EFX

Equifax reported Q3 2026 earnings with diversified markets revenue growing 8% year-over-year. The company secured $550 million in annual government contract value for workforce verification services, deployed AI tools to improve operational efficiency and raise profitability guidance, and saw rapid adoption of VantageScore among mortgage lenders. Management expects significant upside when mortgage rates decline, with potential for over $1 billion in incremental mortgage revenue and $700 million in margin expansion.

Equifax reported Q3 adjusted EPS of $2.26 (up 10.8% YoY) and revenues of $1.69 billion (up 9.6% YoY), beating consensus estimates. However, the company cut its 2026 revenue guidance midpoint to $6.661 billion due to weaker U.S. mortgage demand, offsetting strong growth in USIS (up 13%), Workforce Solutions (up 7%), and international operations (up 9%).

Equifax reported Q3 2026 earnings of $2.26 per share, beating consensus estimates of $2.19, with revenues of $1.69 billion. Despite the beat, the company received a Zacks Rank #4 (Sell) rating due to unfavorable estimate revision trends. The stock has underperformed the S&P 500 by 39.3 percentage points year-to-date, declining 26.9% versus the market's 12.4% gain.