HBCP

Home Bancorp reported Q3 2026 revenue of $40.12 million, up 6% year-over-year, but missed EPS expectations with $1.28 versus consensus of $1.51. Key concerns include higher-than-expected efficiency ratio (65.6% vs 61.2%), elevated nonperforming loans ($42.17M vs $26.58M estimated), and lower net interest margin (4.2% vs 4.3% estimated). The stock has underperformed the S&P 500 over the past month and carries a Zacks Rank #3 (Hold) rating.