HTH

Hilltop Holdings stock fell nearly 3% after releasing Q3 2026 earnings that significantly missed analyst expectations. Revenue declined 6% year-over-year to just under $310 million, while net income plummeted 46% to $24.9 million ($0.44 per share), falling short of consensus estimates of $320 million revenue and $0.64 EPS.

The company attributed weakness to Federal Reserve interest rate hikes and volatile market conditions, particularly impacting its HilltopSecurities broker-dealer and PrimeLending mortgage businesses. Despite the disappointing quarter, Hilltop maintained its quarterly dividend at $0.22 per share and continued $20 million in stock repurchases.

Hilltop Holdings reported Q3 2026 revenue of $309.51 million, down 6.3% year-over-year and missing consensus estimates by 3.23%. EPS of $0.44 significantly underperformed the $0.64 consensus estimate, representing a 31.25% miss. While some metrics like Net Interest Margin and Net Interest Income exceeded expectations, key areas like mortgage loan origination fees and gains from loan sales fell short of analyst projections.

Hilltop Holdings reported Q3 2026 earnings of $0.44 per share, missing the consensus estimate of $0.64 and representing a 31.25% earnings surprise. Revenue also missed expectations at $309.51 million versus the estimate.

The stock received a Zacks Rank #3 (Hold) rating, suggesting near-term performance in line with the market. The company's Banks - Southeast industry ranks in the top 27% of Zacks industries.

Wall Street expects Hilltop Holdings to report a year-over-year earnings decline of 13.5% to $0.64 per share and a 3.1% revenue decline to $319.86 million for Q3 2026. With a negative Earnings ESP of -5.51% and a Zacks Rank #3, the stock is not considered a compelling earnings-beat candidate, though the company has beaten consensus estimates in all four of the last quarters.

Dime Community reported Q3 2026 earnings of $0.91 per share, beating consensus estimates of $0.87, with revenues of $135.35 million exceeding expectations. However, the stock received a Zacks Rank #4 (Sell) rating due to unfavorable estimate revision trends ahead of the earnings release. Despite outperforming the S&P 500 by 28.6% year-to-date, analysts expect the stock to underperform in the near term.

Flagstar Bank is expected to report Q3 2026 earnings of $0.06 per share (up 185.7% YoY) with revenues of $537.38 million (up 3.5% YoY) on October 23. However, the stock carries a Zacks Rank #4 (Sell) with an Earnings ESP of 0%, making it difficult to predict an earnings beat. The company missed consensus estimates in the last quarter and has only beaten estimates twice in the last four quarters.