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Navient (NAVI), a student loan servicing company, is highlighted as a stock likely to continue its earnings-beat streak. The company has beaten estimates in its last two quarters with an average surprise of 35.14% and currently holds a positive Earnings ESP of +2.56% combined with a Zacks Rank #1 (Strong Buy) rating, suggesting another earnings beat is possible ahead of its November 4, 2026 report.

Capital One reported Q3 2026 adjusted earnings of $6.69 per share, beating consensus estimates of $5.45, with a 12% year-over-year increase. Net interest income rose 4% to $12.89 billion and net interest margin expanded 5 basis points to 8.41%.

However, the company faced headwinds from higher expenses (up 7%), increased provisions (up 7%), and sequential deposit declines. Credit quality improved with net charge-offs falling 10% year-over-year. Capital One carries a Zacks Rank #3 (Hold) rating.

Capital One's Q3 2026 earnings are expected to decline 8.4% year-over-year to $5.45 per share despite 4.9% revenue growth. While interchange fees are projected to surge 23.3% and non-interest income to grow 16.9%, weak consumer loan demand, higher credit loss provisions, increased marketing costs, and technology investments are expected to pressure profits. The company carries a Zacks Rank #3 (Hold) with a -0.02% Earnings ESP, suggesting low chances of beating consensus estimates.

Zacks highlights three Rank #1 stocks with strong income potential: Diversified Energy Company (DEC) with an 8.4% dividend yield and 76.3% earnings estimate increase; Navient Corporation (NAVI) with a 7.0% dividend yield and 5.3% earnings estimate increase; and Chevron Corporation (CVX) with a 1.8% dividend yield and 5.2% earnings estimate increase.

Navient has appointed Diane Offereins, an executive with over 35 years of financial services experience, to its board of directors effective September 24, 2026. Offereins previously served as Global Chief Information Officer at Discover Financial Services and currently sits on the boards of Lendbuzz, Flywire, and Brighthouse Financial. She brings expertise in executive compensation, information technology, and cybersecurity.