NPB

Northpointe Bancshares reported Q3 earnings of $0.39 per share, missing the consensus estimate of $0.60 per share by 35%. Revenues of $55.92 million also fell short of expectations by 12.72%. The company has failed to beat consensus EPS estimates for four consecutive quarters and received a Zacks Rank #4 (Sell) rating, indicating expected underperformance relative to the market.

Northpointe Bancshares reported Q3 2026 revenue of $55.92 million, down 13.1% year-over-year and missing consensus estimates by 12.72%. EPS came in at $0.39, significantly below the $0.60 consensus estimate.

Key concerns include a deteriorating efficiency ratio of 64.5% versus 55.7% expected, and a sharp 49% decline in non-interest income. The stock has underperformed the broader market and carries a Zacks Rank #4 (Sell) rating.

Banner (BANR) is expected to report Q3 2026 earnings of $1.54 per share with 7.1% revenue growth, but a negative Earnings ESP of -2.02% combined with a Zacks Rank #3 makes an earnings beat unlikely. Similarly, Northpointe Bancshares (NPB) faces headwinds with a -2.52% Earnings ESP and Zacks Rank #4, suggesting both regional banks may struggle to beat consensus estimates.

Northpointe Bancshares is expected to report Q3 2026 earnings of $0.60 per share (up 5.3% YoY) with revenues of $64.07 million (down 0.5% YoY) on October 20. However, with a negative Earnings ESP of -2.52% and a Zacks Rank #4 (Sell), the stock is not considered a compelling earnings-beat candidate. The company has missed consensus estimates in 3 of the last 4 quarters.