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OneMain Holdings, Inc. · NYSE

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Zacks Investment Research

PGY vs. OMF: Which Consumer Lending Stock Has Better Growth Potential?

Pagaya Technologies (PGY) leads OneMain Holdings (OMF) in 2026 revenue and earnings growth estimates, ROE, and recent stock performance, driven by its AI-powered lending platform and expanding partnerships. However, OneMain offers a lower valuation and stronger 2027 earnings growth outlook. Both stocks currently carry a Zacks Rank #4 (Sell) rating, suggesting investors should await more favorable conditions before investing.

Mentions OMF

GlobeNewswire Inc.

ONEMAIN FINANCIAL DATA BREACH: Edelson Lechtzin LLP Launches Investigation Into Exposure of Social Security Numbers

OneMain Financial, a consumer lending company with 1,400+ branches across 44 states, suffered a data breach in May 2026 that exposed names, addresses, and Social Security numbers of at least 16,988 individuals across multiple states. The breach was disclosed to authorities in September 2026. Edelson Lechtzin LLP is investigating potential class action claims to determine if the company failed to implement adequate cybersecurity safeguards.

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