OSBC

Old Second Bancorp (OSBC) reported quarterly earnings of $0.55 per share, missing the consensus estimate of $0.59 and slightly underperforming on revenues. Despite the miss, the stock has gained 28.7% year-to-date, outpacing the S&P 500's 12.7% gain. The company maintains a Zacks Rank #2 (Buy) rating with favorable estimate revision trends ahead of the earnings release.

Old Second Bancorp reported Q3 2026 revenue of $97.12 million, up 1.3% year-over-year but missing consensus estimates by 0.93%. EPS of $0.55 exceeded prior year's $0.53 but fell short of the $0.59 consensus estimate by 6.78%.

Key metrics showed mixed results with net interest margin beating estimates at 5.3% versus 5.2%, but efficiency ratio slightly missing at 52.3% versus 51.9%. The stock holds a Zacks Rank #2 (Buy) rating.

Old Second Bancorp is expected to report Q3 2026 earnings of $0.59 per share, representing 11.3% year-over-year growth, with revenues up 2.5% to $98.23 million. The stock has a positive Earnings ESP of +1.54% combined with a Zacks Rank #2 (Buy), suggesting a likely earnings beat. The company has beaten consensus estimates in 3 of the last 4 quarters.

Old Second Bancorp (OSBC) has been upgraded to a Zacks Rank #2 (Buy) rating, reflecting upward trends in earnings estimates over the past three months. The company is expected to earn $2.22 per share for fiscal year 2026. The upgrade positions OSBC in the top 20% of Zacks-covered stocks, suggesting potential for near-term stock price appreciation driven by improving business fundamentals.