OZK

Bank OZK reported Q3 2026 revenue of $439.24 million, down 2.4% year-over-year, but beat consensus estimates by 1.68%. EPS of $1.50 exceeded the $1.45 estimate by 3.45%.

Key metrics showed mixed results: net interest margin met expectations at 4.2%, but efficiency ratio came in slightly higher than estimated at 39.9%. Non-accrual loans significantly beat estimates. The stock has underperformed the broader market, declining 5.4% over the past month, and carries a Zacks Rank #3 (Hold) rating.

Bank OZK reported quarterly earnings of $1.50 per share, beating consensus estimates of $1.45, though revenues slightly missed expectations at $439.24 million versus $434.97 million consensus. The stock has underperformed the S&P 500 by 14.2% year-to-date. With mixed estimate revisions, the company received a Zacks Rank #3 (Hold) rating, suggesting near-term performance in line with the market.

Bank OZK is expected to report Q3 2026 earnings on October 20 with consensus estimates of $1.45 EPS (down 8.8% YoY) and $432M in revenues (down 4% YoY). The stock has a positive Earnings ESP of +0.37% combined with a Zacks Rank #3 (Hold), suggesting it will likely beat consensus estimates. The company beat estimates in the last quarter (+2.05% surprise) but has only beaten once in the last four quarters.