PROV

Provident Financial (PROV) reported quarterly earnings of $0.25 per share, missing the consensus estimate of $0.32 per share, representing a -21.88% earnings surprise. However, revenues of $10.57 million slightly exceeded expectations.

The stock received a Zacks Rank #3 (Hold) rating with mixed estimate revisions. The company's industry (Financial - Savings and Loan) ranks in the bottom 25% of Zacks industries, which could negatively impact future performance.

Provident Financial (PFS) has a strong track record of beating earnings estimates with an average surprise of 9.03% over the past two quarters. With a positive Earnings ESP of +4.56% and a Zacks Rank #2 (Buy), the company is well-positioned to beat estimates again in its upcoming October 28, 2026 earnings report. Stocks combining positive Earnings ESP with Zacks Rank #3 or better historically beat consensus estimates nearly 70% of the time.

Provident Financial Holdings, Inc. announced a quarterly cash dividend of $0.14 per share for shareholders of record as of November 12, 2026, payable on December 3, 2026. The company also noted it was recognized as one of America's Greatest Mid-Market Companies for 2026 by Newsweek.