RBB

RBB Bancorp reported a 25% quarterly net income increase to $12.6 million in Q3 2026, driven by higher net interest income and loan growth. The bank is expanding commercial lending in Northern California, improving credit quality by reducing nonperforming assets, and benefiting from a loan portfolio that reprices faster than deposit costs rise, providing structural protection for net interest margins.

RBB reported $36.87 million in revenue for Q3 2026, up 13.2% year-over-year, beating consensus estimates by 8.3%. EPS of $0.74 exceeded expectations by 29.83%. The company demonstrated solid operational metrics including improved efficiency ratio and net interest margin, though the stock has underperformed the broader market recently with a Zacks Rank #3 (Hold) rating.

RBB reported quarterly earnings of $0.74 per share, beating consensus estimates of $0.57 and delivering a 29.83% earnings surprise. The bank holding company also surpassed revenue expectations with $36.87 million, up from $32.57 million year-over-year.

However, the stock received a Zacks Rank #3 (Hold) rating, suggesting near-term performance in line with the market. The Banks - West industry ranks in the top 18% of Zacks industries.

Cathay General (CATY) is expected to report Q3 2026 earnings on October 21 with consensus EPS of $1.44 (+27.4% YoY) and revenues of $228.21M (+8.4% YoY). The stock shows a positive Earnings ESP of +2.54% with a Zacks Rank #3, suggesting a likely earnings beat.

The company has beaten consensus estimates in 3 of the last 4 quarters. RBB, a peer in the Banks - West industry, is expected to post $0.57 EPS (-3.4% YoY) with a negative Earnings ESP of -6.61%.

RBB is expected to report a year-over-year earnings decline despite revenue growth, with an Earnings ESP of -7.02% suggesting analysts have become bearish. The stock carries a Zacks Rank #3, making it difficult to predict an earnings beat. Similarly, WaFd is expected to post strong earnings growth but has a negative Earnings ESP of -2.99%, limiting confidence in beating consensus estimates despite its Zacks Rank #1 rating.