SIGI

Selective Insurance reported Q3 2026 revenue of $1.35 billion (down 0.5% YoY) with EPS of $2.37, significantly beating the consensus estimate of $1.91 (+24.08%). The company's combined ratio of 96.8% beat analyst expectations of 100%, and net investment income grew 15.7% YoY to $160.5 million. However, net premiums earned declined 2% YoY, and the stock holds a Zacks Rank #3 (Hold) rating.

Selective Insurance (SIGI) reported quarterly earnings of $2.37 per share, significantly beating the consensus estimate of $1.91 per share, representing a 24.08% earnings surprise. However, revenues of $1.35 billion slightly missed expectations by 0.6%.

The stock has underperformed the S&P 500 year-to-date, gaining 8.9% versus the market's 13.3%. With a Zacks Rank #3 (Hold) rating, the stock is expected to perform in line with the market. The Insurance - Property and Casualty industry ranks in the top 29% of Zacks industries.

Selective Insurance (SIGI) is expected to report Q3 earnings of $1.91 per share, up 9.1% year-over-year, with revenues forecast at $1.35 billion. While net premiums earned are projected to decline slightly by 1.3%, net investment income is expected to grow 11.9%.

However, key profitability metrics show deterioration: the combined ratio is estimated at 100.0% versus 98.6% last year, and the loss and loss expense ratio is projected at 73.8% versus 67.9% previously. The stock currently holds a Zacks Rank #3 (Hold) rating.

Selective Insurance Group (SIGI), a property & casualty insurer established in 1926, is highlighted as a momentum stock worth watching. The company holds a #3 (Hold) Zacks Rank with an A VGM Score and B Momentum Style Score. Two analysts raised earnings estimates in the last 60 days, with consensus estimates increasing to $8.20 per share, and the stock has gained 2.8% over the past four weeks.

Selective Insurance is expected to report Q3 2026 earnings on October 22 with consensus EPS of $1.91 (up 9.1% YoY) and revenues of $1.35 billion (up 0.1% YoY). The company has a positive Earnings ESP of +3.28% combined with a Zacks Rank #3, suggesting it will likely beat consensus estimates. The company has beaten EPS estimates in 2 of the last 4 quarters, with the most recent quarter delivering a +13.37% surprise.

Selective Insurance (SIGI) is highlighted as an attractive dividend investment opportunity for income-focused investors. The company offers a 2.04% dividend yield, significantly higher than its industry average of 0.96%, with an annualized dividend of $1.72 that has grown 11.15% annually over the past 5 years. With a conservative 22% payout ratio and expected earnings growth of 10.03% for 2026, SIGI presents a balanced opportunity combining income generation with growth potential, though it carries a Zacks Rank of #3 (Hold).

Selective Insurance Group, Inc. (SIGI) is featured as a stock to watch with a #3 (Hold) Zacks Rank and an A VGM Score. The company demonstrates strong growth potential with a B Growth Style Score and forecasted 10% year-over-year earnings growth. Two analysts recently raised their fiscal 2026 earnings estimates to $8.12 per share, and the company has a +5.2% average earnings surprise.