SRCE

1st Source (SRCE) reported Q3 2026 earnings of $2.16 per share, beating consensus estimates by 18.03% and surpassing revenue expectations. The stock has gained 37.3% year-to-date, outperforming the S&P 500's 13.3% gain.

However, the company received a Zacks Rank #3 (Hold) rating with mixed estimate revisions, suggesting near-term performance in line with the market. Park National (PRK) is expected to report upcoming results with projected earnings of $3.31 per share, representing 15.3% year-over-year growth.

1st Source (SRCE) reported Q3 2026 revenue of $124.1 million, up 12.1% year-over-year, beating consensus estimates by 5.22%. EPS of $2.16 exceeded expectations by 18.03%. The company demonstrated strong performance across key metrics including net charge-offs, net interest margin, and efficiency ratio, all beating analyst estimates.

1st Source (SRCE) is positioned as a likely earnings beat candidate for Q3 2026 with a positive Earnings ESP of +0.55% and Zacks Rank #3, supported by a history of beating estimates. In contrast, First Merchants (FRME) faces a more uncertain outlook with a negative Earnings ESP of -0.64% despite expected year-over-year earnings growth of 5.1%.

1st Source (SRCE), a Midwest-based financial holding company, is highlighted as a compelling dividend investment opportunity. The company offers a 2.15% dividend yield with an annualized dividend of $1.80, up 18.4% year-over-year. With a conservative 25% payout ratio and expected earnings growth of 13.26% for 2026, SRCE demonstrates solid fundamentals for income investors, though it carries a Zacks Rank of #3 (Hold).

UMB Financial is expected to report Q3 2026 earnings of $3.22 per share (up 19.3% YoY) with revenues of $749.94 million (up 9.2% YoY) on October 27. However, the stock carries a negative Earnings ESP of -0.08% combined with a Zacks Rank #2, making it difficult to predict an earnings beat. Despite a strong history of beating estimates, UMB does not appear to be a compelling earnings-beat candidate.