TCBI

Texas Capital Bancshares (TCBI) reported record Q3 2026 revenues of $356.6 million, up 4.8% year-over-year, driven by higher net interest income and a 19% surge in non-interest income. The company raised its full-year 2026 adjusted revenue growth guidance to high-single digits. However, risks include economic uncertainty, higher operating expenses, and potential credit-quality pressures.

Texas Capital Bancshares (TCBI), a Dallas-based financial holding company, holds a #3 (Hold) Zacks Rank with a VGM Score of B. The stock has gained 4.4% over the past four weeks, with four analysts revising earnings estimates upward in the last 60 days. TCBI shows strong momentum characteristics and an average earnings surprise of +12.7%, making it noteworthy for momentum investors.

Texas Capital reported Q3 2026 revenue of $356.63 million, up 4.8% year-over-year, beating consensus estimates by 5.36%. EPS of $2.35 significantly exceeded the $1.94 estimate by 21.13%.

Key metrics including net interest margin (3.4%), efficiency ratio (57.2%), and net interest income ($274.98 million) all outperformed analyst expectations. However, the stock has declined 3.6% over the past month and carries a Zacks Rank #3 (Hold) rating.

Texas Capital (TCBI) reported Q3 2026 earnings of $2.35 per share, beating consensus estimates of $1.94 by 21.13%, with revenues of $356.63 million exceeding expectations by 5.36%. Despite the strong earnings surprise, the stock received a Zacks Rank #3 (Hold) rating due to mixed estimate revisions. The company has underperformed the S&P 500 year-to-date, gaining only 0.6% versus the market's 12.7% gain.

Texas Capital (TCBI) is expected to report Q3 2026 earnings of $1.94 per share, down 11% year-over-year, with revenues declining 0.7% to $338.12 million. However, the company has a positive Earnings ESP of +0.26% combined with a Zacks Rank #3, suggesting it will likely beat consensus estimates. The stock has beaten EPS estimates in all four trailing quarters.

Zacks Premium offers investment research tools including the Zacks Rank and Style Scores to help investors identify stocks with strong performance potential. The service features daily updates, equity research reports, and stock screens. Texas Capital Bancshares (TCBI) is highlighted as a stock to watch with a #3 Hold rank and B-rated Value and VGM Style Scores, supported by attractive valuation metrics and recent upward earnings estimate revisions.