BY

Byline Bancorp is expected to report Q3 2026 earnings on October 22 with a consensus EPS estimate of $0.82 per share (down 1.2% YoY) and revenues of $116.95 million (up 1.1% YoY). The company has a positive Earnings ESP of +1.84% combined with a Zacks Rank #2 (Buy), suggesting a likely earnings beat. Byline has beaten consensus EPS estimates in all four of the last quarters, with the most recent quarter delivering a +15.19% surprise.

Byline Bancorp has demonstrated a strong earnings-beat streak, surpassing estimates by an average of 13.68% over the last two quarters. With a positive Earnings ESP of +1.84% and a Zacks Rank #2 (Buy) rating, analysts expect the company to potentially beat estimates again in its upcoming earnings report scheduled for October 22, 2026.

Byline Bancorp (BY) and Pioneer Bancorp (PBFS) show contrasting debt profiles as of June 30, 2026. BY carries $606.2 million in total debt with a debt-to-capitalization ratio of 31.7%, while PBFS eliminated its FHLB borrowings and maintains effectively zero debt. PBFS's lighter debt burden provides greater funding flexibility, whereas BY's higher leverage warrants monitoring of borrowing costs and their impact on net interest margins.