BY

Byline Bancorp reported Q3 2026 revenue of $121.01 million, up 4.6% year-over-year, beating consensus estimates by 3.47%. EPS of $0.94 exceeded expectations of $0.82 by 14.63%.

The bank demonstrated solid operational metrics including an improved efficiency ratio of 48.4% and strong net interest income of $103.68 million. The stock holds a Zacks Rank #2 (Buy) rating.

Byline Bancorp is expected to report Q3 2026 earnings on October 22 with a consensus EPS estimate of $0.82 per share (down 1.2% YoY) and revenues of $116.95 million (up 1.1% YoY). The company has a positive Earnings ESP of +1.84% combined with a Zacks Rank #2 (Buy), suggesting a likely earnings beat. Byline has beaten consensus EPS estimates in all four of the last quarters, with the most recent quarter delivering a +15.19% surprise.

Byline Bancorp has demonstrated a strong earnings-beat streak, surpassing estimates by an average of 13.68% over the last two quarters. With a positive Earnings ESP of +1.84% and a Zacks Rank #2 (Buy) rating, analysts expect the company to potentially beat estimates again in its upcoming earnings report scheduled for October 22, 2026.

Byline Bancorp (BY) and Pioneer Bancorp (PBFS) show contrasting debt profiles as of June 30, 2026. BY carries $606.2 million in total debt with a debt-to-capitalization ratio of 31.7%, while PBFS eliminated its FHLB borrowings and maintains effectively zero debt. PBFS's lighter debt burden provides greater funding flexibility, whereas BY's higher leverage warrants monitoring of borrowing costs and their impact on net interest margins.

Eagle Bancorp (EGBN) reported quarterly earnings of $0.79 per share, significantly beating the consensus estimate of $0.35 and reversing a year-ago loss of $2.22 per share. However, revenues of $70.87 million missed expectations by 2.77%.

The stock has gained 33.3% year-to-date, outperforming the S&P 500's 12.7% gain. With a Zacks Rank #3 (Hold) rating, the stock is expected to perform in line with the market. Byline Bancorp, a peer in the Northeast banking sector, is expected to report results on October 22.

SmarFinancial reported Q3 2026 earnings of $1.1 per share, beating consensus estimates of $0.96 and representing a 14.58% surprise. The bank holding company also exceeded revenue expectations at $57.53 million.

However, the stock received a Zacks Rank #3 (Hold) rating with mixed estimate revisions, suggesting near-term performance in line with the market. Peer Byline Bancorp is expected to report results on October 22 with projected earnings of $0.82 per share.