HIG

The Hartford Insurance Group (HIG) is expected to report Q3 earnings of $3.15 per share, down 16.7% year-over-year, with revenues forecasted at $5.28 billion, up 3.3%. Wall Street analysts have slightly revised down EPS estimates by 0.3% in the past month.

Key metrics show mixed results: earned premiums in personal insurance declining 5.5%, while employee benefits revenues grow 3.8%. The company's combined ratio is projected to worsen to 92.6% from 88.8% year-ago, and policies in-force for both homeowners and automobiles are expected to decline.

The Hartford Insurance Group (HIG) is expected to report Q3 2026 earnings of $3.15 per share on October 26, representing a 16.7% year-over-year decline despite a 3.3% revenue increase to $5.3 billion. While the Personal Insurance combined ratio is expected to improve to 87.9%, the company faces headwinds from higher operating costs and declining auto and homeowners' policies. An earnings beat is predicted based on a positive Earnings ESP of +1.95% and Zacks Rank #3.

The Hartford Insurance Group has completed its acquisition of Equitable's Employee Benefits business for approximately $500 million in premiums, adding 300 employees and expanding its product portfolio in group life, disability, and supplemental health insurance. The deal includes advanced benefits administration technology and creates cross-selling opportunities, complementing HIG's 5% year-over-year premium growth in employee benefits during Q2 2026.

Cincinnati Financial is expected to report Q3 2026 earnings of $2.01 per share (down 29.5% YoY) with revenues of $3.03 billion (up 5.5% YoY) on October 26. The company has a positive Earnings ESP of +13.87% combined with a Zacks Rank #2 (Buy), suggesting a likely earnings beat. However, the company missed estimates significantly in the last quarter (-21.43% surprise).

Sun Life Financial (SLF) has launched Health Navigator, combining disability insurance with personalized healthcare navigation services. The product aims to help employees access appropriate specialists and care coordination while reducing recovery times and medical costs.

SLF's U.S. sales surged 43% to $324 million in Q2 2026, driven by medical stop-loss growth. The offering positions SLF to cross-sell services and capture greater market share in employer benefits spending.