RGA

Reinsurance Group (RGA) has gained 4.21% over the past week, significantly outperforming its industry peer group. The stock has demonstrated strong momentum with a 9.09% monthly gain and 42.87% yearly return, well ahead of the S&P 500.

Recent earnings estimate revisions have been positive, with 5 upward revisions in the past two months, boosting consensus estimates from $28.26 to $29.75. RGA holds a Zacks Rank #2 (Buy) rating with an A Momentum Style Score.

Reinsurance Group of America (RGA) is highlighted as a stock to watch with a Zacks Rank #2 (Buy) rating and a VGM Score of B. The company has shown positive momentum with shares up 2.9% over the past four weeks, and analysts have revised fiscal 2026 earnings estimates upward by $1.99 to $29.71 per share, with an average earnings surprise of +22.8%.

Reinsurance Group (RGA) has demonstrated a strong streak of beating earnings estimates, with an average surprise of 24.58% over the last two quarters. The company currently has a positive Earnings ESP of +0.36% combined with a Zacks Rank #2 (Buy) rating, suggesting another earnings beat is likely in its next quarterly report. Stocks with this combination historically beat consensus estimates nearly 70% of the time.

Reinsurance Group of America (RGA) is significantly outperforming the Finance sector, gaining 21% year-to-date compared to the sector average of 2.2%. RGA holds a Zacks Rank #2 (Buy) with analyst sentiment strengthening as consensus earnings estimates rose 10.5% in the past quarter. Enact Holdings (ACT) is another Finance stock outperformer with a 9.1% year-to-date return and Zacks Rank #2 (Buy), though its earnings estimate growth is more modest at 1.4%.

The article explains the Zacks Earnings ESP (Expected Surprise Prediction) tool, which identifies stocks likely to beat quarterly earnings estimates by comparing the most recent analyst estimates against consensus estimates. When combined with a Zacks Rank #3 or better, stocks with positive ESP have historically produced 70% positive surprises and 28.3% average annual returns. Two finance stocks highlighted as potential earnings beaters are Reinsurance Group (RGA) with a #2 Buy rating and +0.36% ESP, and Progressive (PGR) with a #3 Hold rating and +4.06% ESP.

The U.S. life insurance industry is positioned for growth driven by favorable demographics, aging population, rising retirement needs, and product innovation. Individual life insurance sales reached a record $17.5 billion in 2025, while annuity sales exceeded $450 billion in 2026. Three life insurers—Reinsurance Group of America, Lincoln National, and Voya Financial—are well-positioned to benefit from robust annuity demand and growing consumer preference for guaranteed income and protected market participation.

The U.S. life insurance industry reached record highs in 2025 with individual life insurance new annualized premiums hitting $17.5 billion, up 10% year-over-year. Annuity sales surged with RILAs (Registered Index-Linked Annuities) rising 21% to $21.2 billion, driven by aging demographics and demand for guaranteed income with downside protection. Digital innovation and product diversification are expanding growth opportunities for insurers.